Are you struggling to make your mortgage payments? You’re not alone, CoAction is here to help.
CoAction’s Foreclosure Prevention Program supports Indiana homeowners who are at risk of losing their homes by providing education, counseling, and advocacy. While we do not provide direct financial assistance and do not have funding available to bring mortgage balances current, our team works with you and your lender to explore available options that may help you remain housed and regain financial stability
What We Offer:
Mortgage Modification Requests
We work with your lender to request changes to your mortgage terms—like reducing your interest rate, extending your loan term, or lowering your monthly payments.
One-on-One Guidance
Our housing counselors will walk you through every step, helping you understand your rights, options, and what to expect.
Customized Action Plans
We assess your unique situation and create a step-by-step plan tailored to your needs.
Free & Confidential Support
Our services are free of charge and completely confidential.
You may qualify for assistance if:
-
You own your home and it is your primary residence
-
You are behind on mortgage payments or at risk of falling behind
-
You can provide income verification and mortgage documentation
No. CoAction’s Foreclosure Prevention Program does not provide direct financial assistance and does not have funding available to pay mortgage balances, past-due amounts, or reinstate loans.
We provide free housing counseling and work with your lender to explore foreclosure prevention options, such as mortgage modifications, repayment plans, or other loss mitigation options that may be available to you.
While we cannot guarantee a specific outcome or stop a foreclosure, our counselors help you understand your options, communicate with your lender, and take timely steps that may improve your chances of remaining in your home.
Yes. All foreclosure prevention counseling services provided by CoAction are free and confidential.
No. If you anticipate difficulty making future mortgage payments, we encourage you to contact us as early as possible to discuss your options.
